Laura Ingraham asks Trump if 50-year mortgage terms for homebuyers are ‘really a good idea’

Fox News host Laura Ingraham asked President Donald Trump on Monday whether 50-year mortgage terms would actually benefit American homebuyers.

Federal Housing Finance Agency Director Bill Pulte said on X Saturday that his agency was “working on” the longer loan option shortly after Trump posted his support for it on Truth Social. Ingraham said on “The Ingraham Angle” that Trump’s Make America Great Again (MAGA) movement was infuriated by the idea, but the president downplayed its significance and said it might be somewhat beneficial.

WATCH:

“Your housing director has proposed something that has enraged your MAGA friends, which is this 50-year mortgage idea,” Ingraham said. “So, it’s significant MAGA backlash, calling it a giveaway to the banks and simply prolonging the time it would take for Americans to own a home outright. Is that really a good idea?”

“It’s not even a big deal … All it means is you pay less per month. You pay it over a longer period of time. It’s not like a big factor. It might help a little bit. But the problem was that [former President Joe] Biden did this,” Trump said. “He increased the interest rates. And I have a lousy Fed person who’s going to be gone in a few months, fortunately.”

However, Pulte called the idea “a complete game changer” in his Saturday X Post.

Moreover, White House officials are angry at Pulte for persuading Trump to back the idea, Politico reported on Monday. They were caught off guard by it, according to two individuals with knowledge of the situation, who were given anonymity.

In addition to MAGA, the White House is also experiencing rage from business leaders and lawmakers, according to Politico.

The median age of first-time homebuyers reached a record high of 40 in 2025, up from 38 in 2024, according to a Nov. 4 report from the National Association of Realtors (NAR). The median sale price of a home stands at $410,800 — up more than 25% since 2019 — while the average 30-year mortgage rate is about double what it was in late 2021.

All republished articles must include our logo, our reporter’s byline, and their DCNF affiliation. For any questions about our guidelines or partnering with us, please contact licensing@dailycallernewsfoundation.org.

DONATE TO BIZPAC REVIEW

Please help us! If you are fed up with letting radical big tech execs, phony fact-checkers, tyrannical liberals and a lying mainstream media have unprecedented power over your news please consider making a donation to BPR to help us fight them. Now is the time. Truth has never been more critical!